Overview
You take online privacy seriously, and so does Key Home Financing
Corporation (hereinafter Key Home Financing and/or KeyHomeFinancing.com).
It's our way of sustaining your trust in our company, our products,
and our services. Our privacy statement describes how we collect,
protect, and use customer information generated through the use
of our Web sites.
There
are a few simple things that you can do to safeguard your information
on the Internet: keep your account number, user name, and password
safe; be sure to use a secure browser and keep your virus detection
software current; never open e-mail from an unknown source; and
always remember to close your browser after finishing an online
session that includes submitting information to one of our online
loan applications, pre-qualification or fill-in forms.
What
Personal Information Does Key Home Financing Collect?
There are several opportunities on our Web sites for you to provide
us with personal information, such as your:
~
your name,
~ mailing address, and
~ e-mail address.
Why
Is My Personal Information Collected?
When you fill out a loan application on our site, we may ask for
a variety of information to help us evaluate your eligibility
and the loan product that may be right for you. We may also obtain
other information about you — for example, your credit report.
Key Home Financing uses this information for the express purpose
of determining your eligibility for a loan.
Also
if you choose to share any personal information with us, we may
store it and use it for marketing research and other marketing
purposes.
How
Is My Personal Information Collected at Key Home Financing?
We collect your personal information each time you update your
personal information on our online loan application, online pre-qualification
and other fill-in forms located throughout our Web sites.
Does
Key Home Financing Use Cookies or Other Online Technologies to
Collect Personal Information from Me?
Some of our Web sites may make use of "cookie" technology
to measure site activity and to customize information to your
personal tastes. A cookie is an element of data that a Web site
can send to your browser, which may then store the cookie on your
hard drive. So when you come back to visit us again, we can tailor
information to suit your individual preferences. The goal is to
save you time and provide you with a more meaningful visit.
When
you visit one of the Key Home Financing Web sites, we may collect
and store information about your visit on an anonymous, aggregate
basis. We use this information only to measure site activity and
to develop ideas for improving our sites. This information may
include:
~
time and length of your visit,
~ Web pages you looked at on our sites,
~ Web site you visited just before coming to ours, and
~ name of your Internet service provider.
Do
You Share My Personal Information?
In certain circumstances and as necessary, we outsource work to
other companies who specialize in loan-related services such as
processing, underwriting, property appraisal, closing, title search,
etc. We share with those companies only the customer information
they need to do their job. These companies are subject to a thorough
selection process, and they are statutorily required by State
and Federal law to comply with strict standards of confidentiality.
We
also partner with companies to offer non-loan related services
to you that we don't provide. These services are optional and
not required by us. We are very careful in selecting these partners,
and we require that they follow our privacy requirements. These
companies are also contractually required to comply with strict
standards of confidentiality, and they are not permitted to use
customer information for any other purpose than providing their
specific product or service.
Can
I Access My Personal Information to Make Changes?
There are also several opportunities on our Web sites for you
to provide us with information about you and your interests, such
as your name, mailing address, and e-mail address. If you choose
to share any personal information with us, we may store it and
use it for marketing research and other marketing purposes. If
you are a current Key Home Financing customer and you do not wish
to receive emails regarding discounts and special offers from
us, simply email or write to us indicating your desire to “opt-out”
of any future offers or promotions.
Is
My Personal Information Secure?
We're constantly striving to improve our security standards and
practices to protect your confidential information. Access to
your information is restricted to those employees who need it
as part of their job. We provide regular training for those employees
on privacy and security issues.
What
About Children's Information?
We comply with the practices established under the Children's
Online Privacy Protection Act. We do not knowingly collect or
retain any information from consumers under the age of eighteen.
How
Do I Contact Key Home Financing If I Have a Concern About My Personal
Information?
U.S. Mailing Address:
Key Home Financing Corporation
Attn: Legal-Privacy/Suite 220
277 Royal Poinciana Way
Palm Beach, FL 33480
E-mail:
info@KeyHomeFinancing.com
Telephone:
1-800-YOUR-KEY
Will
Key Home Financing Make Changes to This Privacy Statement?
Key Home Financing reserves the right to alter its privacy principles
as business needs require. Any alterations to these principles
will be posted on our Web sites in a timely manner.
